    .accordion-item {
        border: 1px solid #e0e0e0;
        border-radius: 6px;
        margin-bottom: 12px;
        overflow: hidden;
        position: relative;
    }

    .accordion-header {
        width: 100%;
        background-color: #f7f9fb;
        border: none;
        text-align: left;
        padding: 10px 16px;
        font-size: 20px;
        font-weight: 600;
        color: #1A252C;
        cursor: pointer;
        display: flex;
        justify-content: space-between;
        align-items: center;
        font-family: 'Montserrat', sans-serif;
    }

    .accordion-header:hover {
        color: #0B3C5D;
    }

    .accordion-icon {
        font-size: 22px;
        color: #0B3C5D;
    }

    .accordion-content {
        display: grid;
        grid-template-rows: 0fr;
        overflow: hidden;
        transition: grid-template-rows 0.3s ease;
    }

    .accordion-content > p {
        overflow: hidden;
        padding: 0 20px;
        transition: padding 0.3s ease;
    }

    .accordion-item.active .accordion-content {
        grid-template-rows: 1fr;
    }

    .accordion-item.active .accordion-content > p {
        padding: 8px 16px;
    }

    .accordion-list {
        margin-bottom: 50px;
    }

    .accordion-accent-bar {
        position: absolute;
        top: 0;
        left: 0;
        width: 100%;
        height: 4px;
        background-color: #0B3C5D;
        border-top-left-radius: 6px;
        border-top-right-radius: 6px;
    }

    /* --- Flip Card Grid --- */
    .flip-card-grid {
        display: grid;
        grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
        gap: 25px;
        align-items: start;
    }

    .flip-card {
        background-color: transparent;
        perspective: 1000px;
    }

    .flip-card-inner {
        position: relative;
        width: 100%;
        min-height: 250px;
        transition: transform 0.6s;
        transform-style: preserve-3d;
    }

    .flip-card.flipped .flip-card-inner {
        transform: rotateY(180deg);
    }

    .flip-card-front,
    .flip-card-back {
        width: 100%;
        height: 100%;
        backface-visibility: hidden;
        border-radius: 6px;
        border: 1px solid #e0e0e0;
        background-color: #ffffff;
    }

    .flip-card-front {
        position: absolute;
        top: 0;
        left: 0;
        display: flex;
        flex-direction: column;
    }

    .flip-card-back {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 260px;
    transform: rotateY(180deg);
    display: flex;
    align-items: center;
    padding: 0;
    }

    .flip-card-back p {
        padding: 20px;
        margin: 0;
    }

    .flip-card-img {
        width: 100%;
        height: 200px;
        object-fit: contain;
        display: block;
        flex-shrink: 0;
        border-top-left-radius: 6px;
        border-top-right-radius: 6px;
    }

    .flip-card-footer {
        display: flex;
        justify-content: space-between;
        align-items: center;
        padding: 12px 16px;
        border-bottom: 2px solid transparent;
        transition: border-color 0.2s ease;
    }

    .flip-card:hover .flip-card-footer {
        border-bottom-color: #0B3C5D;
    }

    .flip-card-title {
        font-size: 18px;
        line-height: 1.3;
        font-weight: 600;
        color: #1A252C;
        margin: 0;
    }

    .flip-arrow {
        font-size: 25px;
        color: #0B3C5D;
        flex-shrink: 0;
        margin-left: 8px;
    }